An indication cost funds so you’re able to private people

An indication cost funds so you’re able to private people

Charges and you will charge

i took out a cash advance by mistake will it affect home loan

The new conditions and terms to the mortgage loans require you to receive regular income, social safeguards or pension costs and use DNB since your casual bank.

Calculation from productive rates of interest

BLU Begin:Amount borrowed NOK 2 100 100000 as much as 85 % out of market value. Affordable interest rate step three.39 % p.a. Annuity loan having active interest rate 3,52 % p.a good. plus front-prevent commission NOK 3 loans to pay for wedding 190 and you may instalment percentage NOK 65. Rates NOK 990 890, overall NOK 2 990 890 more 25 years.

Loan amount NOK dos 100000 100, nominal interest cuatro.69 % p.a good. to possess step 3 12 months fixed rates. Annuity loan having active interest rate cuatro.87 % p.a beneficial. in addition to side-stop percentage NOK step three 190 and you will instalment percentage NOK 65. Prices NOK 1 422 590, totalt NOK 3 422 590 over twenty five years.

Car loan to have young people that have down payment thirty-five % or higher:Amount borrowed NOK 150 100 as much as 65 % off price. Annuity loan having nominal interest 4.74 % p.an effective., energetic rate of interest 6.54 % p.good. plus front side-stop payment NOK dos five-hundred and you may instalment percentage NOK 65. Cost NOK twenty five 484, overall NOK 175 484 more than 5 years.

Amount borrowed NOK fifty one hundred thousand. Affordable interest rate % p.good. Annuity mortgage with active interest % p.good. along with top-end payment NOK 500 and you can instalment fee NOK 50. Total price NOK 68 777 more 5 years.

Fixed-rates home mortgage Saga:Loan amount NOK 2 100000 000, affordable interest rate cuatro.69 % p.an effective. to have step three season repaired speed. Annuity loan which have energetic rate of interest 4.87 % p.a great. together with top-prevent percentage NOK 3 190 and you can instalment fee NOK 65. Prices NOK step one 422 590, totalt NOK 3 422 590 more 25 years.

Car finance Saga and Saga Rare metal having thirty-five % deposit:Loan amount 150 000 NOK around 65 % of cost. Annuity loan which have moderate rate of interest cuatro,74 % p.a good., effective rate of interest 6.49 % p.a. together with front-prevent percentage NOK dos 300 and you may instalment payment NOK 65. Prices NOK 25 259, full NOK 175 259 more 5 years.

Saga Exchangeability reserve:Loan amount NOK 70 one hundred thousand. Affordable interest %, active interest rate % also front side-prevent payment NOK five-hundred. Prices NOK 4 574, total NOK 74 574 over one year.

Home mortgage around 75 % of ount NOK 2 100000 100, to 75 % out of market price. Affordable rate of interest cuatro,29 % p.an excellent. Annuity mortgage that have effective interest rate 4,45 % p.an excellent. in addition to side-stop commission NOK step 3 190 and you may instalment percentage NOK 65. Cost NOK 1 286 390, total NOK 3 286 390 more than twenty five years.

Domestic security line of credit:Amount borrowed NOK 2 100000 100, to 75 % out of market value. Nominal interest cuatro,29 % p.an excellent. Annuity financing that have energetic interest rate cuatro,forty-five % p.a. as well as side-avoid payment NOK step three 190 and you can instalment percentage NOK 65. Prices NOK step one 286 390, overall NOK step three 286 390 more than 25 years..

Fixed-rate home loan:Loan amount NOK 2 000 100 around 75 % away from market value. Nominal rate of interest 4.74 % p.an excellent. for 3 season fixed rates several months. Annuity mortgage which have energetic rate of interest cuatro.ninety-five % p.a great. along with front-prevent percentage NOK step three 190 and you can instalment payment NOK 65. Prices NOK step one 439 690, total NOK step 3 439 690 more twenty five years.

Eco-friendly home mortgage:Loan amount NOK dos 100 100 as much as 85 % away from market price. Affordable interest rate 3.39 % p.a good. Annuity loan that have effective interest rate step three.52 % p.a beneficial. including side-stop fee NOK step three 190 and you will instalment fee NOK 65. Prices NOK 990 890, totalt NOK 2 990 890 over twenty five years.

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